Pagaya Partners With SoFi To Expand Access To Financial Services And Create Opportunities For Customers

NEW YORK & TEL AVIV, Israel – (COMMERCIAL THREAD) –Pagaya Technologies Ltd. (“Pagaya”), a financial technology company that enables financial institutions to expand access to more customers through its artificial intelligence network, today announced its new partnership with SoFi, the digital personal finance company. The new partnership will allow SoFi to expand its members’ access to its financial products.

Pagaya’s proprietary artificial intelligence, technology and infrastructure enable FinTechs, banks and other loan providers to provide consumers with more robust access to financial products outside of existing traditional lending models. Pagaya’s machine learning models are designed to reduce risk for lenders and help better inform credit decisions. The company’s partnership with SoFi is the largest deployment of its technology in the FinTech market to date.

“As Pagaya grows, it is imperative that we partner with companies that share our vision of delivering increased efficiency through our AI network for lenders and access for its clients,” said Gal Krubiner, co-founder and CEO of Pagaya. “By working with a company like SoFi, we are able to apply our artificial intelligence in a way that not only helps SoFi expand its capital to more people, but also creates less risk for our partner. This creates a win-win symbiotic ecosystem for all parties. ”

“We are excited to leverage SoFi’s sophisticated technology platform, strong brand and consumer appeal to secure loans through Pagaya’s AI network, expanding its business to a wider audience,” so that more people can access credit and achieve their financial goals, ”said Anthony Noto, CEO of SoFi.

Pagaya’s continued growth includes entering new markets that encompass personal loans, auto loans, single family homes, credit cards, point-of-sale financing and more. The company is focused on innovation and expanding access to consumer credit, as evidenced by its unwavering commitment to its partners.

For more information on Pagaya’s technology, services and careers, please visit

About Pagaya

Pagaya is a financial technology company that strives to reshape the lending market using machine learning, big data analytics, and sophisticated AI-based credit and analytics technology. Pagaya was designed to provide a complete solution for the credit industry to provide its customers with a positive experience while simultaneously improving the broader credit ecosystem. Its proprietary API integrates seamlessly with its next-generation infrastructure network of partners to deliver a premium user experience and better access to credit.

For more information on pagaya technology, services and careers, please visit

About SoFi

SoFi (NASDAQ: SOFI) helps people achieve financial independence to achieve their ambitions. Our borrowing, savings, spending, investing and protection products give our more than two million members quick access to the tools to get their money right. Membership in SoFi includes the essentials to move forward, including career counselors and a connection to a thriving community of ambitious and like-minded individuals. SoFi is also the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and Los Angeles Rams. For more information, visit or download our iOS and Android apps.


This document is not a power of attorney or a solicitation or a power of attorney, a consent or an authorization in relation to any securities or in relation to the proposed business combination and does not constitute an offer to sell or exchange, nor a solicitation of any offer to buy or exchange. , the securities of Pagaya, EJFA or the merged company, and there will be no sale of securities in any jurisdiction in which such an offer, solicitation, sale or exchange would be illegal prior to registration or qualification under securities laws of such jurisdiction.

Forward-looking statements

This document includes “forward-looking statements” within the meaning of the “safe harbor” provisions of the United States Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by the use of words such as “forecast”, “l ‘intention,’ seek ‘,’ target ‘,’ anticipate ‘,’ believe ‘,’ could ‘,’ pursue ‘,’ ‘expect’, ‘estimate’, ‘power’, ‘plan’, ‘, project’ and d ‘other similar expressions which predict or indicate future events or trends or which are not statements of historical fact. These forward-looking statements include estimated financial information. All forward-looking statements are based on current expectations which are subject to risks and uncertainties. A number of factors could cause actual results to differ materially from those indicated by these forward-looking statements. You are cautioned not to place undue reliance on forward-looking statements, which speak only as of the date they are posted. Pagaya does not undertake to update or revise forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law. All financial information or projections contained in this communication are forward-looking statements based on assumptions that are inherently subject to significant uncertainties and contingencies, many of which are beyond Pagaya’s control. The inclusion of financial information or projections in this communication should not be taken as an indication that Pagaya, or its representatives and advisers, have regarded or regard the information or projections as a reliable prediction of future events.

For all Pagaya media inquiries, please contact ASTRSK PR at [email protected]

For all Pagaya IR inquiries, please contact ICR at [email protected]

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